People with common sense have two ways of becoming millionaires with minimum risk. One Spend 30-40 years of your life working hard, saving, and investing to retire rich at 65-70. If that’s your plan, I wish you luck. That plan requires a lot of time and is risky: If you don’t know how to invest well, the plan is screwed. If the stock market has 10 bad years, the plan is screwed. If you are unemployed for several years, the plan is screwed. If you get sick, the plan is screwed. If you die...